Connect to your bank with Koku to automatically download your transactions and keep your finances up-to-date. After setup, it's as easy as hitting refresh on your account! No more logging into different online banking sites for all your accounts and cards just to see your balance. Let Koku centralize all your finances in one simple place that's available whether you're at home or on the go. When it's this easy to stay on top of your accounts, you can say goodbye to the dread of logging into your online banking account after weeks of not checking your balance. Your bank doesn't support Direct Connect? No problem. Koku makes it quick and easy to import your statements from all the common formats (OFX, QFX, QIF, OFC). See if your bank supports Direct Connect by checking our institution list.
With Koku you have the freedom to tag your transactions any way you like. Koku's flexible tagging system allows you to create tags that are as descriptive and meaningful as you need them to be — no mandatory hierarchies or restrictions. View your transactions by tag or create detailed smart lists on your Mac to view transactions that meet specific criteria. Want to see all transactions where you spent more than $10 with your credit card at restaurants over the past three months? Let Koku take care of the heavy lifting for you.
Budgets in Koku help you spend less and save more, by allowing you to set limits on how you spend your money, and track your progress in real time. Set specific goals like how much you want to spend on coffee this week, or music this month, then watch as your budget gets updated with every transaction you tag. Over time, Koku will show you how you've done in meeting your budgeting goals by analyzing your budget history, so you can view your progress over time. Staying on top of your spending in Koku is dead simple.
Use tagged transactions to build beautiful reports and gain meaningful insights into your spending. Koku's historic reports create a bar graph enabling you to see how your spending has changed over time. No more wondering what your monthly spending across various accounts over the last year was or feeling that uncertainty over how your spending increased during the holidays. Curious about where your paycheck goes every month? Create a pie graph to view your spending distributions. Koku's distribution reports will clearly lay out how your spending breaks down across all your tags. With fine-grained details, you can even see detailed breakdowns of your spending within each category. Take control of your finances and be able to objectively evaluate your spending using hard data. Decrease your spending when you need to, or increase it and treat yourself when you know you can afford it. Koku takes the guess work out of managing your money.
Keep your finances in sync between Koku for Mac and iPhone with Koku's integrated iCloud support. Create reports on your Mac and carry them around on your phone. Add cash transactions on your phone while you're out and about and they'll automatically be updated on your Mac. Stay connected and updated with Koku as your solution for finances at home and on the go.